Are solar panels covered by insurance?

Solar panels can affect the rebuild value of your home, which is a critical factor in your insurance coverage. Your insurer can then advise you on any changes to the cost of your policy as a result of the installation. When it comes to insurance, most types of solar panels that are attached to your home should be covered.

Will solar panels affect my home insurance?

When you decide to install solar panels, it's imperative to inform your home insurer about the change. Solar panels can affect the rebuild value of your home, which is a critical factor in your insurance coverage. Your insurer can then advise you on any changes to the cost of your policy as a result of the installation.

Can I get solar panels installed in my home?

There's help available to get solar panels installed in your home, but you usually need to be on certain benefits or have a low income to be eligible. What each scheme offers, and its eligibility criteria varies: The Energy Company Obligation (ECO) scheme.

What if I don't get free solar panels?

If you aren’t eligible for free solar panels, you can still save money through group-buying schemes such as Solar Together, or solar panel subscriptions from installers like Sunsave and Effective Home.

Do you need a solar panel system to be energy independent?

If you want to be fully energy independent, you will need more panels and a solar battery big enough to store the excess energy you generate. As long as you install a solar panel system powerful enough to cover your household’s energy usage, you can rely on solar electricity for all your energy needs.

Do you need planning permission to install solar panels?

Current rules that require businesses to apply for planning permission if solar panels will generate more than one megawatt of electricity will also be scrapped, meaning organisations will be able to install more solar panels on rooftops without the delay and cost of applying for planning permission.